|Posted: 13 Nov 14 22:33
Post subject: ACM Debt Collectors - worst crooks in the industry
Organisation name: acm
Issue type: Complaint
|I had a personal loan which got defaulted while I decided to study full time and work part time in late 2008 which was approx $24,400. The loan was sold to ACM in Mid 2009.
In 2010 and 2012 ACM tried numerous times calling my work, my family and extended family demanding and threatening money over the phone. They informed the the load has reached to $36,000. During this period, in 2010 I offered to pay a lump some amount of $17,000 and in 2012 through solicitors I offered $15,000 with my financial situation but ACM failed to come to a agreement.
In 2013 ACM hand in a court summons to my work place. Finally due to the continues phone calls and harassments at work and fear of loosing the job, I made a compliant to COSL and ASIC.
I believe COSL hold any legal proceeding until they resolve the matter.
After 10 months later I heard from COSL saying the believe ACM has a right to charge over $52,000. After I tried to contact the COSL personal, re failed to contact me until today. I am believe at stage if the COSL actually favoring the creditor and overlooked all my complains i made against ACM.
I am now being redundant by the ex Company i worked and have received a letter from the company that magistrate court has requested to obtain pay details/wages etc.
I am so humiliated after receiving this letter even to face my ex work staff due to this reason. ACm dragged matter this long to accumulate interest and sue me in court.
What can I do ? I am currently unemployed.
I could apply for a credit card, go on a phone plan, a personal loan to buy a vehicle or buy a house due to the fact my credit is black marked. I have no asserts.
Please help me. What are my options to resolve the matter.